body { 

background: #474747 url(images/grayBG.jpg) fixed center top; 
font-family: Times New Roman, Arial, Tahoma; 
font-size: 12px; 
color: #000000;
margin: 0px;
}

a { font-family: Verdana, Arial, Tahoma; font-size: 16px; color: #039;  text-decoration: none}

a:hover { font-family: Verdana, Arial, Tahoma; font-size: 16px;  color: #f60; text-decoration: none }

h1 { font-family: Verdana, Arial, Tahoma; font-size: 30px; color: #333333}
h2 { font-family: Verdana, Arial, Tahoma; font-size: 22px; color: #000000}
h3 { font-family: Verdana, Arial, Tahoma; font-size: 18px; color: #cccccc}

hr{ color:black; noshade; width:100%; height:1px; } 

table {
font-family: Verdana, Arial, Tahoma;
line-height:20px;
font-size: 16px;
color: #333;
background-color: #ffffff;
margin-top: 0px;
margin-right: 0px;
margin-bottom: 0px;
margin-left: 0px;
padding-top: 0px;
padding-right: 0px;
padding-bottom: 0px;
padding-left: 0px;
margin: 0 auto;
}

.note {
font-family: Verdana, Arial, Tahoma;
font-size: 10px;
color: #000000;
}
.header {
font-family: Verdana, Arial, Tahoma;
font-size: 18px;
color: #660000;
font-weight: bold;
}
.subheader {
font-family: Verdana, Arial, Tahoma;
font-size: 11px;
font-style: italic;
font-weight: bold;
color: #838015;
}

.menu {
font-family: Verdana, Arial, Tahoma;
font-size: 11px;
font-weight: bold;
color: #000000;
}

.style3 {
font-family: Verdana, Arial, Tahoma;
font-size: 12px;
color: #fff;
}
.style4 {
font-family: Verdana, Arial, Tahoma;
font-size: 13px;
color: #000000;
font-weight: bold;
}